 | Our credit union will collect only the personal information
that is necessary to conduct our business. That means just what is
necessary to provide competitive financial products and services and to
safeguard the assets of the credit union. |
| Our credit union will protect our members' and former
members' personal information. Our credit union will maintain strong
security controls to ensure that member information in our files and computers
is protected. Where appropriate, we will use security coding techniques
to protect against unauthorized access to personal records, ensure accuracy
and integrity of communications and transactions, and protect member
confidentiality. The credit union shall restrict access to member
information to those employees; directors and other volunteers who have need
for it to provide products and services to the members or to fulfill their
legal or fiduciary responsibilities. Credit union employees and
volunteers will be informed of their responsibility to protect confidential
member information and are bound by this Privacy Policy. |
| Our members shall have reasonable access to their
information. As members of GRAFCU, our members will always have the
opportunity to review the information the credit union retains in its records
during normal business hours. The credit union has the responsibility to
ensure that the records are complete and accurate. |
| Green River Area FCU will not disclose nonpublic personal
information (as defined in NCUA Rules & Regulations, Part 716) to
non-affiliated third parties except:
 | When the member authorizes the disclosure; |
| When the disclosure is authorized by applicable law; |
| When such disclosure is required to complete a
transaction; |
| When to comply with any court order, applicable law or
regulation; |
| To verify the existence and condition of an account for a
third party as permitted by law; |
| When the credit union has a joint marketing agreement
with a third party financial institution (such as an insurance company) and
the third party financial institution is contractually obligated to keep any
disclosed nonpublic personal information confidential and to use the
information only for the purpose of the joint marketing agreement. |
|
| Green River Area FCU will not share information with
non-affiliated businesses. Under no circumstances will we authorize any
firm to charge our members' account without our member's express consent and
the credit union will not sell member information to telemarketing firms. |
| The credit union shall not be responsible for the privacy
practices or content of any web site linked to Green River Area Federal Credit
Union's website. |
| The credit union will provide and maintain a document
shredder in each office for the safety, privacy and convenience of our
members. |
| The credit union does not disclose any nonpublic personal
information of nonmember consumers who occasionally use credit union services
such as cashing payroll checks of the credit union's sponsor. |
| Protect your account numbers, card numbers, PINs (personal
identification numbers) and passwords. Never keep your PIN with your
ATM/Debit card which can provide free access to your accounts if your card is
lost or stolen. |
| Use caution when disclosing your account numbers, social
security numbers, etc. to other persons. If someone calls you, explains
the call is on behalf of the credit union and asks for your account number you
should beware. Official credit union staff will have access to your
information and will not need to ask for it. |
| Keep your information with us current. It is
important that we have current information on how to reach you. If we
detect potentially fraudulent or unauthorized activity or use of an account,
we will attempt to contact you immediately. If your address or phone
number changes, please let us know as soon as possible. |
Internet Privacy Policy Statement
Thank you for visiting the GRAFCU web site and reviewing our
internet privacy policy.
Information Collected and Stored Automatically
For site security purposes and to ensure that this service
remains available to all users, GRAFCU employs software programs to monitor
network traffic to identify unauthorized attempts to upload or change
information, or otherwise cause damage.
For site management, information is collected for statistical
purposes. Computer software programs are used to create summary
statistics, which are used for such purposes as assessing what information is of
most and least interest, determining technical design specifications, and
identifying system performance or problem areas. No personal information,
such as your name or address, is collected or used for this analysis. We
collect no information which would identify you personally.
Information Collected from E-mails and Web Forms
When you send us personally identifying information, for
example, in an electronic mail message containing a question or comment or by
filling out a form that E-mails us this information, we use this information to
fulfill or respond to your requests. We may store these requests to
provide us with information for future improvements.
Green River Area Federal Credit Union will use SSL (Secure
Socket Layer) technology, which is the industry standard protocol for secure,
web-based communications. This technology creates a secure communication
channel through authentication and encryption of data. These layers of
privacy protection ensure that information cannot be viewed if it is intercepted
by unauthorized parties.
