Competitive rates on real estate; new and used auto, truck, boat, motorcycle, and RV; Signature; Share Secured; and Share Certificate Secured Loans.

Key Benefits

  • Payroll Deduction
  • Loan Protection (Credit Life) and Credit Disability Insurance up to $30,000
  • Pre-approvals
  • Cost guides (new & used autos)
  • Indirect Lending Program with area auto dealers
  • Optional GAP Insurance coverage available on auto loans.
  • Signature loans available for vacation, bill consolidation, etc.
  • Same day approval on many loans.

Current Rates

(EFFECTIVE: 01/01/2016)

PERFORMANCE BASED LENDING RATES

DESCRIPTION

TERMS

UP TO

ANNUAL PERCENTAGE RATE (APR)

AS LOW AS

NEW AUTO/MOTORCYCLE      NEW-2015

63 MO

2.25%

 66 MO

2.60%

 72 MO

2.90%

USED AUTO/MOTORCYCLE  -  2013-2014

 63 MO

2.50%

 72 MO

2.95%

USED AUTO/MOTORCYCLE  -  2011-2012

 63 MO

2.90%

 72 MO

3.20%

USED AUTO/MOTORCYCLE  -  2009-2010

63 MO

3.50%

USED AUTO/MOTORCYCLE  -  2006-2008

60 MO

4.25%

USED AUTO/MOTORCYCLE  - <2005

48 MO

4.75%

RV/BOAT/TRAILER/MOWER  - NEW-2014

63 MO

2.75%

66 MO

3.00%

72 MO

3.25%

84 MO

4.50%

USED RV/BOAT/TRAILER/MOWER  2011-2013

63 MO

3.50%

USED RV/BOAT/TRAILER/MOWER  2011-2013

66 MO

3.75%

USED RV/BOAT/TRAILER/MOWER  -  2010

66 MO

3.90%

USED RV/BOAT/TRAILER/MOWER  -  2010

63 MO

3.75%

USED RV/BOAT/TRAILER/MOWER  -  <2010

60 MO

4.70%

SIGNATURE

12 MO

7.00%

24 MO

7.50%

36 MO

8.00%

48 MO

8.50%

 

CONSUMER LOAN RATES

(NOT PERFORMANCE BASED)

DESCRIPTION

ANNUAL PERCENTAGE RATE (APR)

SHARE SECURED (CASH SECURED)

3.00%

CD SECURED

2.50% ABOVE CD RATE, BUT NOT TO BE BELOW CASH SECURED

FIRST/SECOND MORTGAGE <15 YEARS (UP TO 180 MO)

4.50%

FIRST/SECOND MORTGAGE >15 YEARS (UP TO 240 MO) 5.00%

 

 

*Late Fees: If we do not receive your payment within 10 days of the due date we will add a late fee of $15.00.

*Credit Bureau Report: $10.00 fee.

*Filing Fees (each vehicle): $22.00

*Collection Costs: You agree to pay all costs of collecting the amount you owe and reasonable attorney fees to the extent permitted by law.

*However, your minimum payment will never be less than: $25.00 per month

ALL RATES SUBJECT TO CHANGE

Nationwide Mortgage Licensing System & Registry (NMLS)

Green River Area FCU NMLS# 410029

Cynthia Shanks MLO# 430980

Terri Childress MLO# 431217

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