Competitive rates on real estate; new and used auto, truck, boat, motorcycle, and RV; Signature; Share Secured; and Share Certificate Secured Loans.

Home Equity Line of Credit now available. Call for current rate and information.

Key Benefits

  • Payroll Deduction
  • Loan Protection (Credit Life) and Credit Disability Insurance up to $30,000
  • Pre-approvals
  • Cost guides (new & used autos)
  • Indirect Lending Program with area auto dealers
  • Optional GAP Insurance coverage available on auto loans.
  • Signature loans available for vacation, bill consolidation, etc.
  • Same day approval on many loans.

Current Rates

***** See our News page for current loan specials. *****

Loan Type

Daily

Periodic

Rate

Annual

Percentage

Rate

*Special - New/Used 2013-2014 Autos
(up to 60 months)
0.00685% 02.50

New 2013-2014 Car-Truck-Van(up to 60 months)

0.01301% 04.75
Used 2013 Car-Truck-Van (up to 60 months) 0.01438% 05.25
*Special - Used 2011-2012 Auto (up to 60 months) 0.01096% 04.00
Used Car-Truck-Van 2011 & 2012 (up to 60 months) 0.01781% 06.50
*Special - Used 2009-2010 Auto (up to 60 months) 0.01370% 05.00
Used Car-Truck-Van 2009 & 2010 (up to 60 months) 0.01781% 06.50
Used Car-Truck-Van 2007-2008 (Up to 48 months) 0.01644% 06.00
Used Car-Truck-Van (Older NADA Guide) (Up to 36 months) 0.01918% 07.00
New/Used R.V. (motorhomes-trailers-boats)2012-2013-2014 (Up to 60 months) 0.01644% 06.00
New/Used R.V. (motorhomes-trailers-boats)2012-2013-2014 (Up to 84 months) 0.02192% 08.00
Used R.V.(motorhomes-trailers-boats)2002-2011 (Up to 60 months) 0.02466% 09.00
Used R.V. (motorhomes-trailers-boats) 2001 & Older (Up to 36 months) 0.03287% 12.00
New Motorcycle (2012-2013-2014) (Up to 60 months) 0.01644% 06.00
Used Motorcycle (2002-2011)(up to 48 months) 0.02466% 09.00
Used Motorcycle (2001 or older)
(Up to 36 months)
0.03287% 12.00
First/Second Mortgage (Up to 240 months) 0.01370% 05.00
First/Second Mortgage (Up to 180 months) 0.01233% 04.50
Signature (Up to 60 months) 0.03287% 12.00
Signature (up to 24 months) 0.02466% 09.00
Signature-$1000.00 Max. (up to 10 months) 0.01890% 06.90
Certificate of Deposit Secured (up to 60 months) 0.01096% 04.00
Share Secured (up to 60 months) 0.01096% 04.00

 

*Late Fees: If we do not receive your payment within 10 days of the due date we will add a late fee of $10.00.

*Credit Bureau Report: $10.00 fee.

*Filing Fees (each vehicle): $22.00

*Collection Costs: You agree to pay all costs of collecting the amount you owe and reasonable attorney fees to the extent permitted by law.

*However, your minimum payment will never be less than: $25.00 per month

*Special - Annual percentage rate. Effective 03/14/14 and subject to change. Must meet credit requirements. Not available for the refinancing of existing credit union loans.

ALL RATES SUBJECT TO CHANGE

Nationwide Mortgage Licensing System & Registry (NMLS)

Green River Area FCU NMLS# 410029

Cynthia Shanks MLO# 430980

Terri Childress MLO# 431217

LOAN APPLICATION (PDF FILE) TO PRINT AND MAIL, FAX OR DELIVER TO GRAFCU

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True Credit - Online credit report and credit score from Equifax, TransUnion and Experian

Check your credit report online!



 
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