Competitive rates on real estate; new and used auto, truck, boat, motorcycle, and RV; Signature; Share Secured; and Share Certificate Secured Loans.

Home Equity Line of Credit now available. Call for current rate and information.

Key Benefits

  • Payroll Deduction
  • Loan Protection (Credit Life) and Credit Disability Insurance up to $30,000
  • Pre-approvals
  • Cost guides (new & used autos)
  • Indirect Lending Program with area auto dealers
  • Optional GAP Insurance coverage available on auto loans.
  • Signature loans available for vacation, bill consolidation, etc.
  • Same day approval on many loans.

Current Rates

***** See our News page for current loan specials. *****

Loan Type

Daily

Periodic

Rate

Annual

Percentage

Rate

*Special - New/Used 2013-2014 Autos
(up to 60 months)
0.00685% 02.50

New 2013-2014 Car-Truck-Van(up to 60 months)

0.01301% 04.75
Used 2013 Car-Truck-Van (up to 60 months) 0.01438% 05.25
*Special - Used 2011-2012 Auto (up to 60 months) 0.01096% 04.00
Used Car-Truck-Van 2011 & 2012 (up to 60 months) 0.01781% 06.50
*Special - Used 2009-2010 Auto (up to 60 months) 0.01370% 05.00
Used Car-Truck-Van 2009 & 2010 (up to 60 months) 0.01781% 06.50
Used Car-Truck-Van 2007-2008 (Up to 48 months) 0.01644% 06.00
Used Car-Truck-Van (Older NADA Guide) (Up to 36 months) 0.01918% 07.00
New/Used R.V. (motorhomes-trailers-boats)2012-2013-2014 (Up to 60 months) 0.01644% 06.00
New/Used R.V. (motorhomes-trailers-boats)2012-2013-2014 (Up to 84 months) 0.02192% 08.00
Used R.V.(motorhomes-trailers-boats)2002-2011 (Up to 60 months) 0.02466% 09.00
Used R.V. (motorhomes-trailers-boats) 2001 & Older (Up to 36 months) 0.03287% 12.00
New Motorcycle (2012-2013-2014) (Up to 60 months) 0.01644% 06.00
Used Motorcycle (2002-2011)(up to 48 months) 0.02466% 09.00
Used Motorcycle (2001 or older)
(Up to 36 months)
0.03287% 12.00
First/Second Mortgage (Up to 240 months) 0.01370% 05.00
First/Second Mortgage (Up to 180 months) 0.01233% 04.50
Signature (Up to 60 months) 0.03287% 12.00
Signature (up to 24 months) 0.02466% 09.00
Signature-$1000.00 Max. (up to 10 months) 0.01890% 06.90
Certificate of Deposit Secured (up to 60 months) 0.01096% 04.00
Share Secured (up to 60 months) 0.01096% 04.00

 

*Late Fees: If we do not receive your payment within 10 days of the due date we will add a late fee of $10.00.

*Credit Bureau Report: $10.00 fee.

*Filing Fees (each vehicle): $22.00

*Collection Costs: You agree to pay all costs of collecting the amount you owe and reasonable attorney fees to the extent permitted by law.

*However, your minimum payment will never be less than: $25.00 per month

*Special - Annual percentage rate. Effective 01/01/14 and subject to change. Must meet credit requirements. Not available for the refinancing of existing credit union loans.

ALL RATES SUBJECT TO CHANGE

LOAN APPLICATION (PDF FILE) TO PRINT AND MAIL, FAX OR DELIVER TO GRAFCU

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True Credit - Online credit report and credit score from Equifax, TransUnion and Experian

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